Financial Investment in Banks
Latvia's banking system is well regulated and integrated into the European financial market, making the country a safe jurisdiction for international investors seeking to secure their future in the European Union.
Submit an application
Fast Processing
Obtain residency in just 2-3 months from application
Stable income
interest on subordinated capital
Access to EU banks
the opportunity to live, work and do business in the EU
Schengen without visas
Free movement in 26 European countries
No residency requirement
Just one visit to Latvia per year is enough
Path to permanent residence and citizenship
A solid basis for long-term life in the European Union.
For the whole family
Your spouse and children receive a residence permit together with you.
Investment requirements
Investing in the subordinated capital of Latvian credit institutions is a reliable and regulated way to obtain a residence permit in Latvia. This low-risk option is ideal for those who want to obtain a European residence permit and at the same time receive a stable income from investments in the EU banking sector. To obtain a residence permit in Latvia through financial investments, you must:
- Invest at least €280,000 in the subordinated capital of a Latvian credit institution
- Save the investment for at least 5 years
- Pay a government fee of €25,000
- Invest in an institution that meets the requirements of the Financial and Capital Market Commission of Latvia (FCMC)
Subordinated capital is long-term deposits or bonds that strengthen the financial stability of the bank. This type of investment is considered safe, as it is regulated by EU legislation.
Step-by-step process of obtaining a residence permit in Latvia
We present a simple and clear process for obtaining a residence permit in Latvia – from choosing an investment route to obtaining a residence card. We accompany you at every stage.
Selecting a bank and investment structure
- Select a Latvian bank offering subordinated capital investments
- Conclude an investment agreement
- Transfer €280,000 to the account of the selected institution
Submitting an application
- A valid passport
- Proof of investment
- A confirmation letter from a credit institution
Health insurance - Submit documents to the Office of Citizenship and Migration Affairs (OCMA)
- Pay a state fee of €25,000
Approval and receipt of a residence permit
- Application review takes 30-90 days
- After approval, you must visit Latvia to submit biometric data
- A temporary residence permit is issued for a period of 5 years
Maintaining Resident Status
- The company must remain operational and comply with Latvian laws
- Only 1 day per year of physical presence in Latvia is required to maintain residency
- Submitting renewal application before the permit expires
Why invest in subordinated capital
Low risk
regulated by Latvian and EU laws
Preservation of capital
funds are kept in a secure institution
Projected yield
guaranteed interest is accrued on the deposit
Maintenance of residence permit
without running a business or managing real estate
Access to the EU financial system
full range of banking services in Latvia and the EU
Path to permanent residence and citizenship
- After 5 years, you can apply for permanent residence while maintaining your investment
- After 10 years – the opportunity to obtain Latvian (EU) citizenship, including: full rights of an EU citizen, including: access to education, medicine, employment
- Visa-free travel to over 180 countries
Who is this program suitable for?
For families – striving for a better future and European education/medicine
Wealthy investors – looking for a reliable and passive way to obtain a residence permit
International investors – seeking EU residency with access to Schengen
For professionals from the financial sector – interested in investing in the EU banking system
Contact with us
Contact Us for Visa
& Immigration
Contact Information
Residence Permit
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+371 288 549 91
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Info@residencepermit.lv
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13 Šķūņu iela Riga, Latvia-LV-1050
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Mon – Sat: 8:00 am to 6:00 pm
Sunday: Closed